Stripe

Stripe is a technology company that builds financial infrastructure for the internet — the payments platform behind a remarkable proportion of the world's digital commerce. Founded in 2010 by Irish brothers Patrick and John Collison (Patrick was 21 when they founded the company), Stripe began with the insight that accepting payments online should be simple enough to implement in a few lines of code. That developer-friendly philosophy has remained central to Stripe's identity and driven its extraordinary adoption among technology companies and startups worldwide.

From that starting point, Stripe has built a comprehensive financial infrastructure stack that goes well beyond basic payment processing. Stripe Payments handles card and alternative payment method acceptance in over 135 currencies. Stripe Radar provides machine-learning-powered fraud detection. Stripe Billing manages recurring subscription billing. Stripe Connect enables platform and marketplace businesses to route payments between multiple parties. Stripe Terminal brings Stripe's infrastructure to in-person payments. Stripe Capital offers revenue-based financing to qualifying businesses.

Scale and client base

Stripe processes hundreds of billions of dollars in payments annually and serves businesses from solo founders launching their first product to some of the world's largest companies — Amazon, Google, Salesforce, Shopify, Lyft, DoorDash, and Instacart are among businesses that have used or use Stripe's infrastructure. The breadth of its client base and the volume of transactions it processes gives Stripe a data advantage that reinforces the quality of its fraud detection and authorisation rate optimisation.

Global payments

Stripe supports over 135 currencies and a wide range of local payment methods — iDEAL in the Netherlands, Bancontact in Belgium, SEPA Direct Debit across Europe, Przelewy24 in Poland, and many others. This makes Stripe a particularly powerful choice for businesses expanding internationally, as it reduces the need to integrate multiple regional payment providers while maintaining conversion-optimised checkout experiences for local consumers.