A Payment Facilitator (Stripe, Square, PayPal Commerce) processes payments under their merchant ID — but the brand remains the legal seller and is responsible for tax, compliance, and product liability. A Merchant of Record is the legal seller. They register for VAT, file taxes, and carry consumer-law exposure on the brand's behalf. A PayFac handles payments only; a MoR handles the entire commerce stack.
Related question
Other Categories
Ready to go global?
Let us show you how eBrands can take your brand to every market that matters.
Contact us
Let's connect
Connect with us though our form
Send us an email
General inquiries and partnerships
Give us feedback or suggestions
Message us
Book a meeting
Talk to an expert
Get a custom growth plan for your brand
Walk through your market entry strategy
See how our platform fits your setup
On-the-spot expert advice
Let's talk
